Texas Homeowners Insurance, Simplified.

Dedicated exclusively to the Lone Star State. We provide practical, straightforward, and specially crafted coverage to protect stand-alone, single-family Texas homes.

150+

combined years' experience

Policies underwritten by Lyndon Southern Insurance, a Fortegra Insurance company.

Born in Texas. Built for Texans.

We recognize how challenging and complex homeowners insurance can be. That is why Aegis Texas Homeowners focuses on only one state–Texas.

Texas is the only state with a unique, high-risk combination of hail and hurricanes, which requires the dedication and expertise of a Texas-based team. We aspire to be the very best at underwriting residential property insurance for Texans, committing ourselves to making a difference through well-designed products delivered with unparalleled speed, service, and support.

Our Homeowners Product

Our HOA+  product provides robust, flexible coverage with dwelling limit values up to $600,000. Designed for Owner/Primary and Secondary Residences.

Coverages Include (with varying options on limits):

Other Structures

Personal Property (On & Off-Premises)

Personal Liability

Medical Payments

Loss of Use

Limited Water Damage

Deductibles designed to suit the policyholder

Loss settlement at Replacement Cost for the dwelling, other structures, and contents. Roofs get full Replacement Cost coverage for the first 10 years of their lifespan and Actual Cash Value for roofs older than 10 years.

(Note: Additional coverage enhancements are available to meet the unique needs of your clients—just ask our team!)

Coverage, limits, deductibles, eligibility, exclusions, and loss settlement terms vary by policy form, endorsement, underwriting, and applicable law.

The Aegis Texas Homeowners Advantage

1

No Credit Scoring. Fair Pricing for Everyone.

Hail storms, tornadoes, and house fires don't check your credit score before they strike—so neither do we. Unlike most insurance companies, your premium with Aegis Texas Homeowners is never based on your credit score.

2

Agent-First Technology. Modern, Fast, & Efficient.

We make it easier for independent agents to help homeowners get the exact coverage they need. While many agencies are stuck using legacy systems, we utilize best-in-class software to save our clients and agents time and money.

3

Straightforward Guidelines. Practical Coverage & Discounts.

We offer a specially-crafted insurance product for our valued customers. Backed by practical underwriting guidelines and generous discounts, you can offer them the protection they need at a price they can afford.

About Aegis Texas Homeowners

Aegis Texas Homeowners (formerly MissionSelect) by Aegis General Insurance Agency is dedicated to being the premier underwriter of residential property insurance for Texans. We are committed to making a tangible difference for our customers through well-designed products delivered with unparalleled speed, service, and support. By utilizing best-in-class software and abandoning inefficient legacy systems, we empower independent agents to easily secure the exact coverage homeowners need—saving both agents and clients valuable time and money. When you partner with us, you are choosing a modern, dedicated approach to protecting Texas homes.

Aegis Texas Homeowners is a K2 Insurance Services brand.